NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “non interest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. |
DEPOSIT RATES
Effective: 2/6/2012
| Personal Checking Accounts |
| |
APY + |
| CHECKING PLUS / SENIOR PLUS ** |
|
| $750 - $2,499 |
0.15% |
| $2,500 - $4,999 |
0.20% |
| $5,000 or greater |
0.30% |
| YBC / MORTGAGE REWARDS ** |
|
| $0 - $2,499 |
0.05% |
| $2500 and greater |
0.15% |
| MONEY MARKET ACCOUNT ** |
|
| $0 - $4,999 |
0.15% |
| $5,000 - $9,999 |
0.25% |
| $10,000 - $49,999 |
0.45% |
| $50,000 - $99,999 |
0.50% |
| $100,000 and greater |
0.75% |
| Personal Savings Accounts |
| |
APY + |
| BASIC SAVINGS |
|
| $200 and greater |
0.20% |
| FOX RIVER KIDS SAVINGS |
|
| Entire Balance |
0.20% |
| HOLIDAY CLUB |
|
| Entire Balance |
0.20% |
| Certificates of Deposit |
| |
APY + |
| REQUIRES $1000.00 to open |
|
| 30 Day CD |
0.25% |
| 60 Day CD |
0.25% |
| 90 Day CD |
0.25% |
|
180 Day CD
|
0.40% |
| 1 Year CD |
0.55% |
| 18 Month CD |
0.65% |
| 2 Year CD |
0.80% |
| 3 Year CD |
1.15% |
| 4 Year CD |
1.30% |
| 5 Year CD |
1.50% |
| 15 Month CD Special* |
0.70% |
|
25 Month CD Special*
|
1.05% |
Local Rates Only
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| + Annual Percentage Yield (APY) assumes interest remains on deposit. Early withdrawal penalty applies to CDs. Withdrawals and fees may reduce earnings. Each depositor is FDIC insured to at least $250,000. Rates are variable and subject to change without notice. Interest is paid on collected balances. |
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| * Minimum opening balance of $5000 required. Fox River State Bank reserves the right to discontinue special products, rates and terms at any time. |
| ** Interest rate is paid on tiered balances. |
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Rates and yields may not be reflected on account inquiries until end of business day.
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Contact a personal banker today to learn about applicable terms and fees at (262) 767-8600.
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