OUR PRIVACY POLICY
FACTS WHAT DOES FOX RIVER STATE BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all sharing.
Federal law also requires us to tell you how we collect, share, and
protect your personal information. Please read this notice carefully
to understand what we do.
What? The types of personal information we collect and share depend on the
product or service you have with us. The information can include:
- Social Security Number
- Account Balances and Payment History
- Credit History and Credit Scores
How? All financial companies need to share customers' personal information
to run their everyday business. In the section below, we list the reasons
financial companies can share their customers' personal information;
the reasons Fox River State Bank chooses to share; and whether you
can limit this sharing.
Reasons we can share your personal information: Does FRSB share? Can you limit
this sharing?
For our everyday business purposes-such as to process your
transactions, maintain your account(s), respond to court Yes No
orders and legal investigations, or report to credit bureaus.
For our marketing purposes-to offer our products and
services to you. Yes No
For joint marketing with other financial companies. No No
For our affiliates' everyday business purposes-information
about your transactions and experiences. No No
For our affiliates' everyday business purposes-information
about your creditworthiness. No No
For our affiliates to market to you. No No
To Limit Our Sharing Call (262) 767-8600 and ask to speak with a
personal banker.
Visit us online at www.foxriverstatebank.com.
If you are a new customer, we can begin
sharing your information (30) days from
the date we sent this notice. When you
are no longer our customer, we continue
to share your information as described
in this notice. However, you can contact
us at any time to limit our sharing.
Questions? Call (262) 767-8600 or go to www.foxriverstatebank.com.
We Do Not Share Personal Information
You are Already Opted Out
We will not disclose personal information about you to anyone except as disclosed in this policy or as permitted by law. The law allows you to "opt out" of certain kinds of information sharing with third parties. Fox River State Bank does not share personal information about you with any third parties that triggers this "opt-out" provision. This means you are already "opted-out" and there is nothing you need to do to prevent this sharing of information with nonaffiliated third parties.
Who is providing this notice? Fox River State Bank (FRSB)
What We Do
How does Fox River State Bank To protect your personal information from
protect my personal information? unauthorized access and use, we use security
measures that comply with federal law.
These measures include computer
safeguards and secured files and buildings.
How does Fox River State Bank We collect your personal information,
collect my personal information? for example when you:
- Open an account or deposit money.
- Pay your bills or apply for a loan.
- Use your credit or debit card.
- We also collect your information from others, such as
credit bureaus, affiliates or other companies.
Why can't I limit all sharing? Federal Law gives you the right to limit only:
- Sharing for affiliates' everday business purposes-information about your creditworthiness.
- Affiliates from using your information to market to you.
- Sharing for nonaffiliates to market to you.
- State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit Your choices will apply for everyone on your account.
sharing for an account I hold
jointly with someone else?
Definitions
Affiliates Companies related by common ownership or control.
They can be financial and nonfinancial companies.
Nonaffiliates Companies no related by common ownership or control.
They can be financial or nonfinancial companies.
Joint Marketing A formal agreement between nonaffiliated financial companies
that together market financial products or services to you.
Other Important Information
Protect Your Personal Information by Deleting Your Name from Marketing Lists
Mail Preference Service |
Telephone Preference Service |
E-mail Preference Service
www.dmachoice.org
Protect Your Name From Identity Theft
If someone has used your personal identification to fraudulently establish credit, report the incident as quickly as possible to each of the credit reporting agencies and request that a fraud alert be placed on your file.
- Experian (888) 397-3742
- Equifax (800) 525-6285
- Trans Union (800) 680-7289
You can obtain a copy of your credit report by calling these credit reporting agencies at the above phone numbers. Check to see whether any additional accounts were opened without your consent or whether unauthorized charges were billed to your accounts.
Contact the Social Security Administration's Fraud Hotline at (800) 269-0271 to report the unauthorized use of your personal identification information.
Contact your State Department of Motor Vehicles to see whether the department has issued an unauthorized license number in your name. If so, notify them that you are a victim of identity theft.
If you are a victim of identity theft, file a complaint with the Federal Trade Commission (FTC) at the address or website below. Ask for a copy of "ID Theft: When Bad Things Happen to Your Good Name", a free comprehensive guide to help you guard against, and recover from, identity theft.
Federal Trade Commission
Identity Theft Commission
600 Pennsylvania Avenue NW
Washington, D.C. 20580-0001
