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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “non interest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

PERSONAL LOANS


Fox River State Bank has the cash you need to simplify and improve your life! Talk to one of our personal bankers to learn about our competitive rates, convenient terms and easy application process.

  • Home Equity Lines of Credit 
  • New and Used Auto Loans
  • CD and Savings Secured Loans
  • Stock Secured Loans
  • Mobile Home and RV Loans
  • Boat / Personal Watercraft Loans
  • Motorcycle and Snowmobile Loans
  • Horse Trailer Loans
  • Unsecured Lines of Credit
  • Overdraft Protection
   Home Construction 1

HOME EQUITY LINES OF CREDIT

The equity you have built up in your home can be used to make one-time purchases, consolidate high-interest debt, cover ongoing expenses or provide a cash reserve for emergencies.  Besides making draws at the bank, a Home Equity Line of Credit, or Heloc, can be accessed by phone, online or with checks.  A variable rate of interest is only charged on the principal drawn and is due on a monthly basis.  If you are looking to finance a specific project or purchase and want a fixed rate and a fixed term, establishing a monthly fixed payment, you will have the option to ‘lock-in’ all or a portion of your Heloc balance into a fixed loan at any time.  To determine how much you may qualify for and what kind of repayment terms will best fit your budget, stop in, call or email a personal banker, or fill out and send in the attached application.

 

NewCar INSTALLMENT LOANS

Installment loans for personal use are either unsecured or secured by acceptable collateral which includes, but is not limited to, automobiles, CDs, savings accounts, and/or recreational vehicles.  We can help you finance almost anything – debt consolidation, vacations, new furniture and more.  Competitive rates, fixed terms and expert advice and service provide you with affordable payments within your budget. Obtaining an installment loan is quick, simple and convenient.  We will work out a plan that best suits your needs.  Talk with a personal banker or apply now.

 

 

Fox River State Bank - NMLS #445432