PERSONAL LOANS
Fox River State Bank has the cash you need to simplify and improve your life! Talk to one of our personal bankers to learn about our competitive rates, convenient terms and easy application process.
|
|
HOME EQUITY LINES OF CREDIT
The equity you have built up in your home can be used to make one-time purchases, consolidate high-interest debt, cover ongoing expenses or provide a cash reserve for emergencies. Besides making draws at the bank, a Home Equity Line of Credit, or Heloc, can be accessed by phone, online or with checks. A variable rate of interest is only charged on the principal drawn and is due on a monthly basis. If you are looking to finance a specific project or purchase and want a fixed rate and a fixed term, establishing a monthly fixed payment, you will have the option to ‘lock-in’ all or a portion of your Heloc balance into a fixed loan at any time. To determine how much you may qualify for and what kind of repayment terms will best fit your budget, stop in, call or email a personal banker, or fill out and send in the attached application.
| INSTALLMENT LOANS Installment loans for personal use are either unsecured or secured by acceptable collateral which includes, but is not limited to, automobiles, CDs, savings accounts, and/or recreational vehicles. We can help you finance almost anything – debt consolidation, vacations, new furniture and more. Competitive rates, fixed terms and expert advice and service provide you with affordable payments within your budget. Obtaining an installment loan is quick, simple and convenient. We will work out a plan that best suits your needs. Talk with a personal banker or apply now. |
STUDENT LOANS
College Bound or heading back school?
If you are attending a college, university or technical college, whether part time or full time and need money for tuition, fees, room and board and other school expenses, a Smart Option Student Loan, available through Sallie Mae, may be just the ticket!
Applying with a cosigner could secure you all the additional funding you may need less other financial aid you have already received. Once you’ve graduated and can demonstrate you can begin making principal and interest payments, your cosigner can typically be released.
Because you will pay interest only payments while you are in school, and for up to six months once you leave school, you will be in repayment for a shorter period of time. This means that once you are out of school, you will save yourself money over traditional 15 year student loans.
Applying online only takes about 20 minutes, simply click on the link below and get the funding you need!
For additional questions, please contact one of our Personal Banker’s.
http://www.salliemae.com/smartoption/foxriver
All products and services are subject to bank/credit approval.
