NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “non interest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. |
CHECKING ACCOUNTS Rates
Personal Banking needs vary widely depending on your lifestyle and stage of life. Fox River State Bank offers a full array of checking and money market accounts to help you pay your bills, access your funds, and even earn interest on your balances. Let us help you pick the account that’s right for you.
FREE CHECKING with DIRECT DEPOSIT
With a monthly recurring direct deposit, this account requires no minimum balance and has no limit to the number of transactions performed each month.
BASIC CHECKING
You can access your account up to 30 times each month by check, debit card or ATM for free! There is no minimum balance required - ever!!
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CHECKING PLUS
Welcome to banking the way it was meant to be. Checking Plus is our premium account packed with a lifetime of benefits that add real money to your banking relationship at Fox River State Bank.
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- We pay you interest on your balances
- Free first order of basic checks
- Free debit/ATM card with access to the ATM Access Network
- Higher balances earn premium rates
- Increased rates on regular CDs
- Rate reductions on regular consumer loans
- Other free lobby services
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| SENIOR PLUS CHECKING
If you have reached 55 years of age you must take a look at the account we have designed with you in mind. If you reside in senior or assisted living housing, we will even bring the bank to you. You have to ask yourself, if you are over 55, why you are not a member of the Silver Fox Club at Fox River State Bank?
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- Up to 2 boxes of basic checks free annually
- Convenience of direct deposit
- Banking newsletter 2-4 times per year
- Increased rates on regular CDs
- Free Debit/ATM card with access to the ATM Access Network
- A variety of free lobby services
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MORTGAGE REWARDS CHECKING
When you secure your mortgage financing with Fox River State Bank, you are automatically enrolled in our Mortgage Rewards Program. The interest bearing checking account in this program comes with no minimum balance requirement, no transaction limits, and many other advantages, in fact, more benefits than any other account here!
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MONEY MARKET ACCOUNTS Rates
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MONEY MARKET CHECKING
Are you more interested in earning interest than writing checks? With a Money Market Checking you earn premium rates and can make up to six withdrawals per month, including three by check. This is a great way to keep some of your funds liquid at all times.
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