CHECKING PRODUCTS
FREE CHECKING with DIRECT DEPOSIT
With a monthly recurring direct deposit, this account requires no minimum balance and has no limit to the number of transactions performed each month.
BASIC CHECKING
You can access your account up to 30 times each month by check, debit card or ATM for free! There is no minimum balance required - ever!!
CHECKING PLUS
Welcome to banking the way it was meant to be. Checking Plus is our premium account packed with a lifetime of benefits that add real money to your banking relationship at Fox River State Bank.
- We pay you interest on your balances
- Free first order of basic checks
- Free debit/ATM card with access to the ATM Access Network
- Higher balances earn premium rates
- Increased rates on regular CDs
- Rate reductions on regular consumer loans
- Other free lobby services
SENIOR PLUS CHECKING / SILVER FOX CLUB
If you have reached 55 years of age you must take a look at the account we have designed with you in mind. If you reside in senior or assisted living housing, we will even bring the bank to you. You have to ask yourself, if you are over 55, why you are not a member of the Silver Fox Club at Fox River State Bank?
- Up to 2 boxes of basic checks free annually
- Convenience of direct deposit
- Banking newsletter 2-4 times per year
- Increased rates on regular CDs
- Free Debit/ATM card with access to the ATM Access Network
- A variety of free lobby services
BOARDWALK CHECKING
Live at the Boardwalk Apartment Complex? Enjoy the benefits and convenience of having your community bank right across the street. With no minimum balance, no transaction limits, interest earned on all balances, free Debit/ATM card with Access to the ATM Access Network, increased rates on regular CDs and rate reductions on regular consumer loans, you can't go wrong!
MORTGAGE REWARDS CHECKING
When you secure your mortgage financing with Fox River State Bank, you are automatically enrolled in our Mortgage Rewards Program. The interest bearing checking account in this program comes with no minimum balance requirement, no transaction limits, and many other advantages, in fact, more benefits than any other account here!
SAVINGS PRODUCTS
BASIC SAVINGS
Need to put money aside for any reason or saving up for short term needs? Open a savings account with as little as $200 and we will pay you interest on your deposits.
FOX RIVER KIDS CLUB
Especially for kids under 18 years of age. Kids can make deposits at any time and receive a monthly statement. The Kids Club is a great way to begin to teach children about the value of saving money. Kids receive a special gift when they open the account and each time they make a deposit.
HOLIDAY SAVINGS CLUB
Save for the holidays the easy way! Holiday savings lets you save as little or as much as you like. Make deposits for any amount and your accumulated funds are returned to you each year in November…..just in time for the holidays.
HEALTH SAVINGS ACCOUNTS
If you are concerned about the rising cost of health care and the portion that you have to pay, you must consider the long term benefits of opening and contributing to a Health Savings Account (HSA). Money you deposit goes into the account tax free and money you withdraw to pay for qualified health care expenses comes out tax free. The account follows you for life. The account works just like a checking account and comes with checks and a debit card to make paying your medical expenses fast and easy. In order to be able to open an HSA you simply need to be covered by a High Deductible Health Plan.
MONEY MARKET PRODUCTS
MONEY MARKET CHECKING
More interested in earning interest than writing checks? With a Money Market Checking you earn premium rates and can write up to three checks per month. This is a great way to keep some of your funds liquid at all times.
MONEY MARKET INDEX ACCOUNT
With a balance of $10,000 or more, this account earns our best rate of interest, as it is tied to the 7-day taxable average money market yield. You'll have the same check writing capabilities as the money market checking account. Reward yourself with a great rate and keep your funds liquid.
CDs & IRAs
CERTIFICATES OF DEPOSIT
The longer you save, the more you earn! The longer the term, the higher the rate of interest. Simply pick the term that best meets your needs and budget. Interest is compounded daily which increases your yield.
CDARS (Certificate of Deposit Account Registry Service)
Gone are the days of having to make several trips to different banks to ensure sufficient FDIC coverage on your deposits. With CDARS, our large deposit customers can gain the peace of mind of having their money FDIC insured up to 50 million dollars. Competitive CD rates and terms, ranging from 4 weeks up to 3 years, provide a variety of choices to meet any need. CDARS is available to individuals, trusts and all business entities. Whether you are concerned about insurance coverage, need collateralized coverage or are simply looking for strong returns on liquid funds, you will want to inquire about CDARS! Visiit the CDARS website for more information.
INDIVIDUAL RETIREMENT ACCOUNTS
It is never too soon to save for retirement! With an IRA, the money you deposit earns interest tax free. You can begin withdrawing your IRA savings at age 59 ½ without penalty. Our IRA accounts offer fixed interest rates and your interest compounds daily.
OTHER SERVICES
A wide array of services are available to compliment your relationship with Fox River State Bank.
- Bank by mail
- Bank by telephone @ 1-877-296-1764
- Direct deposit
- Internet banking / Bill Pay / E-statements
- Wire transfer service
- Automated Clearing House (ACH) services
- Night Depository
- Cashiers Checks and Money Orders
- Travel Cards / Gift Cards
- ATM/debit cards / ATM Access
- Credit Cards - View statement online
- Safe Deposit Boxes
- Coin / Currency
- EE U.S. Savings Bond sales and redemption
