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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “non interest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

MORTGAGE PROGRAMS

 Home 

Looking for a home

  used to mean...
  LOCATION

    LOCATION

      LOCATION

 

Now it means
FINANCING
FINANCING
FINANCING!

Finding the right financing for your new home purchase or your current home refinance can be difficult. Our lending experts take the mystery out of mortgages with customized finance programs that suit your individual needs. Your loan is handled right here at your locally-owned, independent bank by people you know.

 

Some of the programs available are:

  • Long Term Fixed Rate Mortgages
  • Adjustable Rate Mortgages - ARMs
  • Lot Loans*
  • Construction Loans*
  • Lot Purchase to Construction to
    End Loan Financing*
  • Condominium Loans
  • WHEDA Loans
  • VA – Veteran Loans
  • First Time Homebuyer Programs
  • Bridge Loans
  • Low Down Payment Options

 

Fox River State Bank offers free pre-qualifications so you can determine ahead of time how much home you can afford.  Get pre-qualified first, and shop for your home later. We are proud to be one of the few banks in the area that offers home mortgage borrowers the chance to make their payments locally, right here at the bank.

 

Call or stop in today to talk with one of our mortgage lenders for all your construction*, new purchase or refinancing needs.



For information on the government's new home modification and refinance options click here.

All products and services are subject to bank/credit approval.
*Must conform to current secondary market guidelines.


 

Fox River State Bank - NMLS #445432