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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “non interest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

FREE PRE-QUALIFICATION


Fox River State Bank offers FREE Mortgage Pre-Qualifications.  Stop in for an interview or complete the online application and mail/bring in your:

  • Paycheck stubs covering the last full month for all borrowers
  • Prior two years’ W-2 forms for all borrowers
  • Self Employed:  prior two years’ personal tax returns

A pre-qualification indicates that you qualify for a set loan amount.  If you qualify, we can give you a free pre-qualification letter within 48 hours.  Presenting this letter when you’re looking for a home lets you shop with confidence and can strengthen your buying position during negotiations.  Get started now on buying the home you’ve been waiting for. 

Apply online now, print out an application, or call one of our mortgage lenders for more information. 




All products and services are subject to bank/credit approval.