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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “non interest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

BUSINESS eBANKING


Our business online banking product, E-corp, is your internet corporate cash management solution.  With E-corp, business cash managers can make immediate and accurate decisions based on real-time information.  Any number of individuals can be authorized to access E-corp.  Businesses can further identify which employees can perform specific activities based on permission specifications.  Managers can perform a recap of employee activity at any time and can approve/disapprove specific functions.  E-corp also employs a multi-tiered security architecture to help protect clients from outside intrusion and fraudulent activity.

Fox River State Bank's E-corp package includes the following features:

 

  • Payroll Origination
  • Statement Reconciliation
  • ACH External and Internal Funds Transfers
  • Loan Payments
  • Complete Transaction History of Funds Transfers
  • E-Statements - up to 18 Months of Viewing
  • Consolidated Accounting - One E-Corp Account for All Branches
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The process of installing E-corp and learning how to use it is actually quite simple.  A Fox River State Bank representative will come to your place of business to set up E-corp and give you a live demonstration, making sure you fully understand all the features and functions.  If you are interested in our business online banking product contact our personal bankers for more information. 


With E-corp, YOU are in control!

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