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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “non interest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

CASH MANAGEMENT

 

Businesses may take advantage of our exciting services that will help manage their funds more efficiently.  Cut down on accounting expenses and receive credit for your funds faster!  Contact Fox River State Bank for more details on our cash management services.



PAYROLL, TAX AND HUMAN RESOURCE MANAGEMENT
If you are looking for an easier way to manage your business, we have a solution.  Outsourcing your payroll and other human resource functions can help your business run more efficiently, saving you valuable time and reducing your costs.  Let us help you manage your business so you can concentrate on growing your business.  Contact us today or click here for more details.

 

 


REMOTE DEPOSIT CAPTURE
This state-of-the-art service allows you to scan checks made payable to your business right into your account at Fox River State Bank without ever leaving your office. The money moves electronically so no one from your business has to go to the bank to make deposits anymore! This product is most beneficial for non-cash businesses and can quickly add up to big savings in fraud prevention, funds availability and deeper discounts for you as you negotiate pricing with more cash on hand.  Call today for more details. 
 

Contact a personal banker for more RDC information       Login here to your RDC Account

 

ACH ORIGINATION  
By accessing the link below you will be able to set up the delivery of funds to be delivered electronically to multiple banks and multiple account numbers. This product will meet all your needs for things such as repetitive vendor payments (take advantage of deeper discounts) and payroll origination. Managing your cash should be easy. Start saving time and money today! Call a banker to sign up. 
 
More information on ACH                                                Login here to sign on to ACH


 

 
RE$UBMIT IT
Fox River State Bank is here to help you with all of your business needs, including one of your biggest headaches—returned checks.  Our electronic check recovery service, Re$ubmitIt® significantly reduces the burden of collecting funds from NSF checks, while potentially doubling your recovery rate. You collect funds on more returned checks and receive 100% of the face value of all checks that are collected electronically! 
More information on Re$ubmitIt                                      Click Image to Login ResubmitIt Logo small


 

 
MERCHANT SERVICES
Increase your sales by allowing your clientele to use all major credit cards for purchases at your place of business!  Our merchant program is supported by a full array of marketing opportunities, all aimed at reaching out to your buyers and increasing your sales volume.  We offer a FREE review of your current processor and pricing package and will determine if we can provide you a better service to build your brand and build repeat business.  Click here for more information on Merchant Services.





Non-Deposit Products are:  NOT FDIC insured, NOT a bank deposit, NOT guaranteed by the bank, NOT insured by any government agency, and MAY go down in value.