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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “non interest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

BUSINESS LOANS


Businesses of all sizes can borrow money for any business need.  We tailor specific loans for the unique financial situations that businesses sometimes face, along with offering competitive pricing and reasonable rates for non-traditional lending.  Questions and requests are answered quickly and personally.  Talk with one of our business bankers to learn how we can help you achieve your business goals.


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     TERM LOANS

  • Fixed rate products let you predict your future cash flow obligations
  • Variable-rate products provide cash-flow flexibility to meet your needs
  • Flexible structures to suit loans to meet your financial situation
  • Loans for business acquisitions, real estate and equipment purchase

 
      REAL ESTATE LOANS
  • Available financing options for investment projects or properties, construction projects, industrial space and development projects including multi-family, single family, office, builder spec-homes, plant and office expansions site development and land purchase.
  • Provide flexible structures so that your loan can be customized for your business
blueprints      REVOLVING LINES OF CREDIT
  • Provide working capital
  • Give you quick and convenient access to money
  • Offer you short-term borrowing power for any amount
  • Help you manage seasonal cash and liquidity issues
  • Offer floor plan financing
  • We also provide standby letters of credit



      SBA LOANS

  • SBA Express
  • 504 Program
  • 7a Program